As a student, if you are not clear on how to use health insurance, you are less likely to access health services, even free preventive care. UW staff who work in health care find that it is common for students to have difficulty navigating health insurance and the health care system. Their biggest tip is to plan ahead — before you get sick — so you understand the steps to take, and what health care terminology means. By spending a little time getting familiar with these health care nuts and bolts, you will be better prepared for any fees that are your responsibility, know where to go if you get sick, and understand what kind of help you need and how to find it.
Health insurance is a way to pay for health care. It is a contract between you and an insurance company that protects you from having to pay the full cost of health care when you’re injured or sick. Just like car insurance or home insurance, you choose a plan and agree to pay a certain rate, or premium, each month. In return, your health insurer agrees to pay a portion of your covered medical costs. Payments by your health insurance are typically based on discounts they negotiate with doctors and hospitals.
Be prepared for out-of-pocket costs by learning about your health insurance. Before you need to use it, complete these steps:
Hall Health Center is an on-campus clinic that provides high quality health care to the UW community. Students are the focus. Hall Health serves people of all ages, and is linked to UW Medicine. It is located across from the HUB on NE Stevens Way. Services include:
Contact Hall Health: (206) 685-1011, hallhealth.washington.edu, email@example.com.
Hall Health and UW Medicine are contracted with many, but not all, insurance plans. The best way to confirm that your insurance works with Hall Health is to contact your insurance company and provide our tax ID number: 91-1220843. Hall Health and UW Medicine are not contracted with Tricare or Kaiser.
Health insurance is available through Washington Health Plan Finder, an online health insurance marketplace. Depending on your income and immigration status, you may be eligible for either Apple Health (Medicaid) or a private insurance plan.
If you need help obtaining or using health insurance, or if you need help finding an affordable health care provider, contact: International students — J1 or F1 visas: firstname.lastname@example.org OR Domestic students: email@example.com.
The Husky Experience Toolkit is designed to help you make the most of your time at UW, wherever you are in your university career. The articles address four interconnected dimensions of the Husky Experience: Know Yourself, Know the World, Make Your Way, and Weave it Together.